A bank payment button, Swedbank, matches PayPal at the top, which puts bank links ahead of Stripe in Latvia.
Most used payment providers in Latvian online shops
PayPal and the Swedbank bank button lead payment providers in Latvia level, with SEB, Citadele and Stripe sharing third and Luminor close behind.
- Online shops
- ~12,000
- Leader
- PayPal
- Then
- Swedbank Banklink and SEB Banklink
- Cash on delivery
- Rare
September 2026
Klarna is the only instalment provider that stands out, and few Latvian shops offer it.
Only a minority of PayPal shops advertise, so an ads filter shortens the leader's list a lot.
Payment providers ranked by online shops
A shop can offer several payment providers.
- 01PayPal · digital wallet~2,000
- 02Swedbank Banklink · bank payment button~1,900
- 03SEB Banklink · bank payment button~1,100
- 04Citadele Banklink · bank payment button~1,100
- 05Stripe~970
- 06Luminor Banklink · bank payment button~900
- 07MakeCommerce~750
- 08Klarna · buy now, pay later provider~430
- 09Paysera~370
- 10Revolut Pay · digital wallet~320
On WooCommerce shops
On Shopify shops
On OpenCart shops
What to do with it.
Latvian checkouts are built around bank buttons: Swedbank, SEB, Citadele and Luminor each reach a solid share, so a shop with bank buttons but no card gateway is the open target for a gateway or instalment pitch. MakeCommerce and Paysera are the specific gateway lists. PayPal shops run on Shopify first, then WooCommerce, OpenCart and PrestaShop.
Target shops that offer Swedbank or SEB buttons and no Stripe, MakeCommerce or Klarna; bank-button-only checkouts are where a gateway or instalment pitch lands first.
Work Shopify shops first, then WooCommerce, OpenCart and PrestaShop, the platform order behind PayPal in Latvia.
Reach Latvian retailers that offer Stripe or MakeCommerce, two short lists with a card checkout beyond bank buttons, and match each shop to its company first.
Common questions
- Which payment provider do most online shops in Latvia offer?
- PayPal, offered by ~2,000 Latvian online shops. Swedbank Banklink is second with ~1,900.
- How many Latvian online shops offer Swedbank Banklink?
- ~1,900 online shops in Latvia offer Swedbank Banklink, the second most common payment provider in the country.
- Is SEB Banklink common in Latvia?
- SEB Banklink is the third most common payment provider in Latvian online shops, with ~1,100 shops offering it.
- Can I get the list of Latvian online shops by payment provider?
- Yes. Pick the payment provider and the cut you want, for example shops that advertise now or sit above a turnover line, and we return the matched companies with the people to reach.
- A bank button on a shop's site does not show how often buyers use it, or which of several banks leads within the shop.
- Klarna is offered by few Latvian shops; a missing instalment option is not proof the shop has none.
Build a Latvia target list by payment provider
Tell us who you want to reach. We send back matched accounts.
Before any commitment.