Bank buttons run deep in Finland: OP and Nordea lead, then Aktia, Danske Bank, S-Pankki, Ålandsbanken and Säästöpankki.
Finland · payments
Most used payment providers in Finnish online shops
Siirto leads payment providers in online shops in Finland, ahead of PayPal in second, with Klarna and Paytrail level in third and fourth.
- Online shops
- ~40,000
- Leader
- Siirto
- Then
- PayPal and Klarna
- Cash on delivery
- Rare
September 2026
Buy now, pay later is split: Klarna first, then OP Lasku and Walley level, then Jousto and Svea.
Paytrail is the top Finnish payment provider, level with Klarna, with Checkout Finland far behind.
Payment providers ranked by online shops
A shop can offer several payment providers.
- 01Siirto · digital wallet~5,500
- 02PayPal · digital wallet~4,200
- 03Klarna · buy now, pay later provider~3,600
- 04Paytrail~3,500
- 05MobilePay · digital wallet~2,500
- 06Stripe~2,400
- 07OP · bank payment button~2,000
- 08Nordea Banklink · bank payment button~1,700
- 09Aktia · bank payment button~1,400
- 10Danske Bank · bank payment button~1,400
- 11S-Pankki · bank payment button~1,300
- 12Ålandsbanken · bank payment button~1,300
- 13Säästöpankki · bank payment button~1,200
- 14OP Lasku · buy now, pay later provider~1,200
- 15Walley · buy now, pay later provider~1,200
- 16Handelsbanken · bank payment button~1,200
- 17Oma Säästöpankki · bank payment button~980
- 18Jousto · buy now, pay later provider~710
- 19POP Pankki · bank payment button~700
- 20Checkout Finland~560
- 21Svea · buy now, pay later provider~290
On WooCommerce shops
On Shopify shops
On Magento shops
What this means
What to do with it.
A Finnish checkout is defined by Siirto, MobilePay and a row of bank buttons, so a shop with those serves domestic buyers, while PayPal and Stripe shops also serve buyers from abroad. Half of Siirto shops advertise, and they run on WooCommerce first, then Shopify and Magento.
Target Finnish shops with bank buttons but no Klarna, OP Lasku or Walley, since installment options reach only a share of shops with an identified provider.
Reach Siirto shops on WooCommerce first, then Shopify and Magento, and lead with a checkout integration that handles bank buttons and wallets together.
Prioritize Siirto shops that advertise, a big share of the leader's list, and deliver them matched to a company and a named contact.
Common questions
- Which payment provider do most online shops in Finland offer?
- Siirto, offered by ~5,500 Finnish online shops. PayPal is second with ~4,200.
- How many Finnish online shops offer PayPal?
- ~4,200 online shops in Finland offer PayPal, the second most common payment provider in the country.
- Is Klarna common in Finland?
- Klarna is the third most common payment provider in Finnish online shops, with ~3,600 shops offering it.
- Can I get the list of Finnish online shops by payment provider?
- Yes. Pick the payment provider and the cut you want, for example shops that advertise now or sit above a turnover line, and we return the matched companies with the people to reach.
Keep in mind
- Offered at checkout is not the option buyers pick most, and a bank button does not show which bank the buyer uses.
- Many Finnish shops show no identified provider; not identified does not mean absent.
Start with your target
Build a Finland target list by payment provider
Tell us who you want to reach. We send back matched accounts.
Get a matched sample
Before any commitment.