Klarna is several times larger than Ratepay in Germany, so check each Ratepay shop for Klarna before pitching.
buy now, pay later provider · Germany
Online shops offering Ratepay in Germany
Ratepay is the seventh most offered payment provider in Germany, a mid-sized buy now, pay later list well behind Klarna.
- Online shops in Germany
- ~8,100
- Rank among payment providers
- No. 7 of 15
September 2026
Half of Ratepay shops in Germany advertise now, which cuts the list to the active sellers.
Payment providers in Germany
Where Ratepay sits among the payment providers German shops offer.
Ratepay elsewhere in Europe
- 01Austria~490
- 02Switzerland~340
What this means
What to do with it.
A German shop offering Ratepay has already built deferred or instalment payment into checkout. Use it as a BNPL-ready list: split by Klarna presence, then by ad activity. Extend the same split to Austria and Switzerland.
Target German Ratepay shops with ad activity that show no Klarna; they offer pay later already and have room for a second provider.
Build a German BNPL segment from Ratepay shops matched to a company and a contact, and extend it to Austria and Switzerland with the same filter.
Treat Ratepay as a sign of a shop that invests in checkout, and pitch conversion and email tools to the ads-active ones.
Common questions
- How many online shops in Germany offer Ratepay?
- ~8,100 online shops in Germany offer Ratepay. It is the number 7 payment provider in the country, behind PayPal, Sofort, Klarna, Stripe, Amazon Pay, Adyen.
- Which payment provider do German online shops offer most?
- PayPal leads in Germany with ~180,000 shops, followed by Sofort and Klarna.
- Can I get the list of German online shops that offer Ratepay?
- Yes. Send us the segment you want, for example Ratepay shops in Germany that advertise now, and we return the matched companies with the people to reach.
Keep in mind
- Ratepay named on the site does not show how many buyers use it.
- Shops with no identified provider may still offer Ratepay.
Start with your target
Target the German shops that offer Ratepay
Tell us who you want to reach. We send back matched accounts.
Get a matched sample
Before any commitment.