Germany holds most of its shops, many times more than Austria and Switzerland together.
buy now, pay later provider · Germany, Austria and Switzerland
Online shops offering Ratepay, by country
Ratepay is a buy now, pay later provider ranked seventh in Germany and seventh in Austria, with a smaller presence in Switzerland.
- Online shops in Germany
- ~8,100
- Countries
- 3
- Rank in Germany
- No. 7 of 15
September 2026
German Ratepay shops advertise now more often than Austrian or Swiss ones.
Ratepay by country
Online shops offering Ratepay in each country, largest first.
- 01Germany~8,100
- 02Austria~490
- 03Switzerland~340
How Ratepay compares in Germany
What this means
What to do with it.
Germany is the list that matters, since Austria and Switzerland add only small groups. Ad activity is the first cut in Germany, and a shop offering Ratepay already sells on instalments, which shortens the pitch.
Target German Ratepay shops that advertise now, and pitch a second buy now, pay later option or better terms, since these shops already sell on instalments.
Use Ratepay as a sign of a German shop with an instalment checkout, then narrow by ad activity before reaching Austria or Switzerland.
Build one German instalment list from Ratepay shops, and treat Austria and Switzerland as small add-ons rather than separate campaigns.
Common questions
- Where is Ratepay offered by the most online shops?
- Germany, with ~8,100 shops, then Austria (~490) and Switzerland (~340).
- How does Ratepay rank among payment providers in Germany?
- It is the number 7 payment provider in Germany, behind PayPal, Sofort, Klarna, Stripe, Amazon Pay, Adyen.
- Can I get the list of online shops that offer Ratepay?
- Yes. Tell us the countries and the cut you want, for example shops that advertise now or are above a turnover line, and we return the matched companies with the people to reach.
Keep in mind
- Offering Ratepay says nothing about how many orders are paid in instalments.
- Shops with no payment provider identified may still offer it.
Start with your target
Target the shops that offer Ratepay
Tell us who you want to reach. We send back matched accounts.
Get a matched sample
Before any commitment.